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Who is Rachel and Why Does She Keep Calling?

Rachel is considered “public enemy number one” by the FTC, which is offering a $50,000 cash prize for a technical solution to block illegal robocalls.

Connecticut BBB says Ignore her and “Cardholder Services Calls

Who is Rachel and why does she keep calling?  Better Business Bureau says despite the best efforts of the Federal Trade Commission, consumers continue to receive illegal robocalls during which recorded voices identifies themselves as being with “Cardholder Services,” the most common of which is ”Rachel.”

As part of an aggressive campaign to put an end to these calls, the Federal trade Commission (FTC) announced it had identified and halted five companies based in Arizona and Florida.  These companies alone were responsible for millions of illegal calls that violated the Do Not Call Registry laws, and allegedly deceived consumers into paying hundreds of thousands of dollars in upfront fees to “reduce credit card interest rates.”

As the term suggests, a robocall is a recorded announcement that reaches land lines and mobile phones by computers that dial telephone numbers in sequence.

Consumers are urged to press “1” to speak to a live representative and “2” to discontinue receiving such calls.  Consumers who press “1” are then considered to be receptive to these scams, and added to a hot list that is sold to other telemarketers.

Millions of consumers complain about these calls to the FTC every year. Unfortunately, the caller ID numbers are not the real number whence the call originates.

Not only is Rachel considered “public enemy number one” by the FTC, the difficulty in stopping these calls is illustrated by the agency’s offer of $50,000 cash prize for a technical solution to block illegal robocalls.  Other telemarketers push auto warranties, debt consolidation, medical discount cards and grant procurement programs – almost all of which are scams.  According to the FTC, these companies are difficult to find and stop.

There is not much that consumers can do block telemarketing calls short of not answering the telephone if they don’t recognize the incoming number, however, in the meantime:

Hang up. Do not press 1 or any other numbers to be taken off the list.

Consider blocking the number(s).

Report it at donotcall.gov. 

Finally, if you have a way of blocking illegal calls, the FTC would like to hear from you at http://robocall.challenge.gov.

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FHA Exposed June 18, 2013 at 01:54 pm
http://m.youtube.com/?reload=7&rdm=mokcsg2rc#/watch?v=Jcf0_3SA8xE
Creeky June 18, 2013 at 08:41 pm
Thomas Paine, good to hear from you. I heard you died, like, a 100 years ago! Anyway, you'reRead More right, but what does it matter? No one attending this meeting is interested in anything balanced. I don't know if you've had much opportunity to spend time in Sandy Hook but, that's a broken community. The emotional level is really, really high. More than anything, these folks have a need to "do something" (rather than address their hurt and seek closure). This is a meeting for people to pour out emotion, and find a common enemy (guns) to blame. There is no debate there. There is nothing for you there. If this is what they need, let them have it. The adversarial approach is bound for failure anyway. People get tired of listening to it, and tired of the threats. Also keep in mind, there are a bunch of these folks that earn their living doing this now (screwed up!) and they need to be very careful in how they manage their publicity to stay within IRS non-profit rules--political action is not community enrichment is not a church--got to keep them separated.
Creeky June 18, 2013 at 08:46 pm
FHA Exposed, you can rest. She turned herself in:Read More http://www.justice.gov/usao/ct/Press2013/20130604.html If you are looking for some comeuppance for those that kept this quiet, and handled what they could out of the public's eye, I wish you success in your endeavors, and the best of luck--I think you'll need it.
FHA Exposed June 18, 2013 at 01:51 pm
http://m.youtube.com/?reload=7&rdm=mokcsg2rc#/watch?v=Jcf0_3SA8xE
Creeky June 18, 2013 at 09:34 pm
Atticus, Ralph Arnone is next scheduled to appear in court on July 1st, at which point he isRead More expected to enter a plea. As an aside, one isn't supposed to go to bed and wake up still angry at the same thing, day in, day out, week in, week out, month in, month out... I'm not trying to give you a hard time. I care deeply about firefighters and I'm genuinely concerned about you. You were exposed to a lot of chemicals in your career. You may have some endocrine system damage or something causing an electrolyte disorder. This stuff starts out with things like joint pain and minor psychological implications but, it gets much, much worse. Get to the doc. Maybe you're just a spicy guy, maybe Ralph hurt you in some terrible way, or maybe you are sick and as a result, you'll be facing a much shortened a painful life. Honestly, I'm not trying to give you a hard time or pick a fight.