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Alimony for Cohabiters: A Bitter Pill?

Should alimony payments keep going to ex-spouses living with new partners? Many feel that Connecticut's cohabitation laws need an update.

Alimony is one of the most charged words in English. A word that opens the door to all kinds of heartache. Divorce. Lawyers. Money. Dependence. Resentment. Who owes what to whom – for how long and under what circumstances?

Connecticut’s antiquated alimony laws – like those of many states around the country – are being scrutinized by lawmakers, lawyers, and advocates. Some are committed to updating the laws. Others argue publicly that everything’s fine while admitting privately that the family court system is a travesty. Even public supporters admit that five different judges will render five different decisions based on an identical set of facts. 

Divorce is about the end of a relationship, and alimony is about its continuation beyond the finish line. The relationship is now entirely about money, and the money only goes one way. Recipients may feel they aren’t getting enough, payers that they are paying too much. Few have a kind word for the clogged court system or the lawyers' fees that eat away at family resources.

One of the most fraught alimony issues concerns ongoing payments to ex-spouses who are cohabiting. Because so many more men pay alimony than women, most often it’s men supporting ex-wives and new boyfriends, or boyfriends of many years. Even when payers are resigned to paying an ex-spouse, the equation changes when a new lover moves in. Resignation quickly morphs into resentment. And that spikes if the ex-husband has to support his ex, his children, his ex's boyfriend, and sometimes his children, who might all live in the marital home. But even with no children involved, being forced to support two able-bodied adults is a bitter pill to swallow.

It’s an open secret – or maybe not much of a secret at all – that the new couple don't marry because they would lose the alimony. Sometimes it’s $100 a week, sometimes $100 a day.

You’d think no one would have to swallow such a pill. If the marriage is long over and the recipient is in an established new relationship, the alimony should end, right? Well, no, not exactly. Not in Connecticut.

In Massachusetts, where the state’s 40-year-old alimony laws were just overhauled, cohabitation was updated to reflect 21st century social and economic realities. Alimony in Massachusetts can now be reduced or eliminated if the payer can show that the recipient has “maintained a common household with another person for a continuous period of three months.” (For details, please see the new law on the Mass Alimony Reform website, Sect. 49(d))

When Connecticut legislators considered new alimony provisions earlier this year (Raised Bill No. 5509), they included provisions like those now in place in Massachusetts. Even though a good many family lawyers believe there are problems with the current cohabitation laws, the alimony reform package, including the cohab provisions, died in the Judiciary Committee.

Under current law, alimony payers may try to modify payments if the recipient is cohabiting, but proving it is a nearly impossible standard. The statute for reducing or ending alimony upon a showing of cohabitation, Section 46b-86(b), requires the payer to meet a two-part test. The payer must prove that the couple lives together and that there is a financially supportive relationship between them.

The statute gives judges unbridled discretion in making every decision related to alimony. Even when there is abundant evidence of cohabitation and of a financially interdependent relationship, judges may rule to keep the alimony in place, leading one petitioner to call the courthouse in Danbury, where his return trips to divorce court take place, “the Danbury slaughterhouse.” Instead of his alimony going down, it’s gone up, while his ex receives monthly funds from her boyfriend and “loans” to purchase real estate. Appeals can cost $50,000 – and are often fruitless.

To try to prove cohabitation, payers must often hire private detectives and aggressive lawyers, and spend a fortune on discovery, which is the process of unearthing financial records, credit card bills, tax returns, and deeds and titles to houses, cars, and boats. For nearly everyone involved, this is distasteful in the extreme. It is easy to enlist children to take sides. Yet this is the statutory requirement in Connecticut.

Because the stakes are so high, recipients and their partners are easily tempted to hide resources and the nature and extent of their financial involvement. It’s an open secret that gaming the system is commonplace. A good many people now understand that even when the payer can prove a financially supportive relationship, a judge may still look the other way. Why? I have two suspicions:

1. There’s gender bias in the courts. Many judges are from “the old school,” and believe that women, even those who worked throughout their marriages, should still be “taken care of” by ex-husbands. Perhaps they still believe the out-dated stereotype of divorce: that men leave their wives for younger women and that they should “have to pay.” 

2. Unlike many other states, Connecticut’s alimony laws have no guidelines and include no expectation that a recipient will ever have to become self-sufficient. By contrast, welfare recipients are given limits to being dependent, and child support ends on a date certain. Perhaps if the law imposed the idea of eventual self-sufficiency - with exceptions for special cases - judge could accept it more readily and apply it in more instances.

These are speculations. What’s not speculative is that Connecticut’s cohabitation laws are out-of-date and out-of-touch. They cause unnecessary acrimony for all family members, and they force long-divorced couples into ugly conflict and expense.

CT Alimony Reform, the state’s leading alimony reform group, favors updating the cohabitation laws, to bring sanity, fairness, and common sense to them.

CTAR is holding a free public meeting on , to educate and inform citizens about current alimony laws, about proposals for change, and about how they can become involved in moving our laws and expectations into the 21st century. 

Alimony laws in Massachusetts changed when citizens began to speak out. Eventually, word got out about what really happens in family court. And legislators knew they had to make changes. 

I'm eager to hear from you - publicly or privately - on what you think alimony reform should look like. Please email me at info@ctalimonyreform.com. If you are interested in the issue but can't come to Westport, please contact us and we'll respond. We need your voices to be heard: info@ctalimonyreform.com. 

David Conway May 31, 2012 at 08:38 pm
It's time for Connecticut to get over the puritanical view of divorce. Alimony should be used to help divorcing couples gain their independence, not as a punishment to the payer or a windfall to the receiver.
Joseph Dwyer May 31, 2012 at 09:25 pm
This article (most regrettably) is a very accurate reflection of reality within the CT Family Court. What boggles my mind is that the very Judges entrusted to do what's right are indeed bias, I too have experienced this first hand in the Danbury "Slaughterhouse"
Forty years ago our society was obviously structured very differently when the CT Alimony Statute was established. The time for updating this statute is long overdue; to bring it in line with our society of today, and to re-instill balance and trust in the CT Family Court System!
Joan May 31, 2012 at 09:28 pm
What an excellent article!!! Right to the point, Connecticut is way behind the times, and those attorneys not wanting change do not want to interupt the steady annuity stream they so easily set up on the backs of broken families.
Elizabeth Benedict May 31, 2012 at 11:52 pm
Alimony generates lots of controversy. Please join us for a discussion about CT's current alimony law and possibilities for updating it, on Wed. June 6, at the Westport VFW. Thanks.
Bud Morten June 1, 2012 at 02:27 pm
Excellent book on this subject is, Taken Into Custody.
Ann Smith June 1, 2012 at 02:51 pm
I thought this article was well-done. Unfortunately, it seems we in CT have a long way to go on this issue. Hopefully at some point there will be enough people that see the egregious miscarriage that happens every day in the family court system and say "Enough!".
cbear June 1, 2012 at 06:33 pm
Wait a minute. I was divorced from my husband in 1994. I didn't want any alimony but we ended up splitting the agreed upon child support and called a portion of it alimony so that my ex's tax burden would be reduced. Alimony ended when the child support ended. My ex conveniently forgot about the tax break and post divorce accused me of being greedy asking for alimony. AND, there was a provision in the divorce decree that stated that all alimony ( really child support in this case) would end if I cohabited with anyone. So I guess he just had the better lawyer. And a month later he became a two-income household again when he married. So, let's be fair. The woman, in most cases, gets the short end of the financial stick when divorce happens.
MPJP June 1, 2012 at 09:51 pm
I oppose this reform. The co-habitation reform, in Proposed Bill 5509, has wording in it that makes it almost as bad as the Salem Witch Trials
In CT virtually all divorce agreements include a co-habitiation clause for alimony. However, this reform group from MA wants to take it one step further. In their proposed bill 5509, they state that alimony should terminate (and this is the actual wording)... "Oral or written statements or representations made to third parties regarding the relationship of the party receiving periodic alimony and the person or persons with whom he or she shares a primary residence" So the x spouse can run around and get a friend to make an oral statement that his x is co-habitating and based on that statement alimony would be terminated. I am not an attorney but that is the actual wording. Divorce lawyers will make more money not less if this reform goes through. Maybe that is why the MA lawyers went along with it. Elizabeth definitely has a personal agenda. She is the founder of the second wives club. I also would like to mention that I am fairly certain that the first wives did not have any representation at the negotiations when MA came up with their alimony reform. However the second wives were represented. This is very one sided.
David Conway June 1, 2012 at 11:39 pm
Not sure if you think that you got the short end of stick, when you start by claiming you didn't want alimony anyway.
Cathy June 2, 2012 at 12:32 pm
You are correct, a lot of women take less child support and call it alimony to help to their ex-husbands tax situations. Another issue they need to address is child support should continue through college not end at 18. Some children still live at home and commute to college.
Cathy June 2, 2012 at 12:34 pm
You are correct MPJP. My divorce agreement has a co-habitation clause and it was from a few years ago.
MPJP June 2, 2012 at 04:20 pm
Cathy,
I agree with you and oppose many aspects of this reform. On the co-habitation section of the bill the wording in the proposed bill which I quoted from the bill above is very vague and can be interpreted differently. I interpret it to mean any third party which would mean to me anyone outside of the couple. That could be your x's friend, or your neighbor or someone you work with or someone in the school where your children attend or his family and the list goes on. He could even hire someone to make the statement. They only require an oral or written statement by this third party. They don't have to show financial proof that the two are sharing expenses or bought a home together. That is huge because how else can you really prove that two people are sharing expenses and benefiting financially from the relationship. Without the financial proof it is just hearsay. You may have a roommate to help reduce cost and that roommate could be accused of being your romantic partner even if it was someone of the same sex . There will be more cases filed in court on co-habitation accusations and more people representating themselves. A nightmare for our local court houses that are already under funded. I am not a big fan of policing each other. It isn't healthy for either person. When you stop policing each other you can actually have a relationship that is healthy, which is the best gift you can give your children. People with a controlling personality love to police.
Joseph Dwyer June 2, 2012 at 04:36 pm
The reality is, there is the gaming of the system that occurs every day where Boyfriends move in, pay bills, offer deposits for a new home and are effectively avoiding marriage to insure the annuity stream continues. This is wrong and amounts to theft. What is so disheartening is that the Judges look the other way , by choice, when the facts are squarely before them. I have seen this first hand. For whatever reason, the Judges, / the CT Family Court System that we intrust to do what right, are adrift from their beacon and balanced parameters are much needed; hence, what is in place today is broken and in ill need of a total overhaul. From my first hand experience in living this dream with the CT Family Court System, Ms. Benedict absolutely correct.
Ann Smith June 2, 2012 at 05:24 pm
I am going to hazard a guess (you can prove me wrong by stating actual statistics), that women in the midst of divorce are not largely concerned about whether their soon-to-be ex-husbands have a favorable tax situation coming out of a divorce. The norm is the attempt to get as much alimony as possible from the settlement. If that alimony is not considered "sufficient" enough, or if the ex-husband's income goes up anytime in the future, CT family law courts allow the ex-wife to drag her ex-husband back to court at any time; that is not the norm across states. Not only does it create a constant source of friction between the exes, it drags extended family members into the mix long after a divorce, by continually forcing them to take sides in the latest legal battle. Not only does it not benefit families in the long run, it doesn't benefit the ex-wife who is forced to remain chained to her ex, rather than moving on and extricating her life from a situation that is long dead.
Ann Smith June 2, 2012 at 05:34 pm
Perhaps you should re-read the article. Nearly ALL divorce settlements in CT have a cohabitation clause. That is not the issue. The issue is PROVING cohabitation. It is a very high bar (hardly the case of your ex "claiming" cohabitation, or having a friend move in). Even when an ex-husband can prove it, alimony is rarely overturned, regardless of how egregious the circumsances. If you feel that a woman (who can live in the house she shared with her ex-husband) but who now lives with a long-time boyfriend all while having her ex-husband foot the bill is an acceptable situation, then it is fair to say you will never agree with changing the current laws. However, most logical and balanced people realize that not only is it a dishonest way to game the situation, it is also unacceptable and needs to be changed. If the shoe were on the other foot, I would imagine you would be livid as well.
Ann Smith June 2, 2012 at 05:51 pm
One last thing... I am not here to defend Ms. Benedict, however, if you want to throw accusations at someone, you might want to be sure your facts are correct first. The author was not a "founder" of the second wives club in MA. The idea that the "first wives" were not represented in the MA negotiations is laughable bordering on the absurd. Not only was there a strong desire by family law attorneys in MA to keep the status quo (like CT, the constant litigation that these laws encourage are the golden goose for lawyers; they are not about to dramatically reduce their income stream without a big fight), the Women's Bar (who I believe represents... women) were part of it. There is nothing wrong with taking a strong position on something you feel passionate about, but please don't pretend to know facts that are incorrect or state out-right mistruths in order to muddy the issue.
Sarah Jancosek June 2, 2012 at 08:42 pm
EVERYONE involved in discussions about divorce has a personal agenda.
joanne June 3, 2012 at 03:41 am
Can anyone help me understand as a single divorced mother why child support ends at age eighteen leaving a child with only a high school education to fend for themselves financially while a grown adult with a college education and workplace skills is allowed to collect financial support (alimony) without end?
Kudos to CTAR for opening a dialogue re: divorce and alimony. The family court system is completely broken. Shame on our judges, attorneys and elected officials.
MPJP June 3, 2012 at 05:36 am
Joanne,
I agree with you that child support should be extended until age 23. However, CTAR is not fighting to increase child support. They represent x-husbands and second wives. Believe me the last thing they are going to ask for is longer child support. If you read the propose bill 5509 which they are lobbying for, there is a paragraph that was included which would put child support payments into a trust. This would allow your x to monitor how you spend each penny. The only reform they are asking for on child support is the trust. Please go to the CT Legislative site and type in bill 5509 and read it. You will see there is nothing in there to increase child support but there is a paragraph to put it into a trust. All of us mothers need more support not less. We need to stick together and support each other.
Sarah Jancosek June 3, 2012 at 05:29 pm
Perhaps it would be helpful to re-frame the alimony reform question this way. If, as this reform proposes, alimony is seen as a transition to independence, and left to each party and/or judge to decide exactly how that transition will take place, how does this harm women who have chosen to stay at home? In other words, how does the goal of independence hurt women? If a stay at home mom has a law degree and needs a few years to get up to speed on her law practice after a hiatus of several years, why is she entitled to a lifetime free ride? Why is it so unfair to award alimony based on her needs to re-tool and get back in to the workforce? The same for other women who do not have post graduate degrees. There is nothing in this reform bill which says that stay at home parents are not entitled to funds to help them re-tool or re-educate. Nothing.
Those bloggers who oppose this reform assume that the world begins and ends in Fairfield County. Most people do NOT earn six figures or send their kids to expensive summer camps. Yet they have wonderful lives and raise great kids. I do not think that having to pay for one's own country club membership or pricey summer camps for the kids is such a terrible burden. Finally, a quick look at the statistics regarding food stamps shows that it is young, never-married moms and kids who make up the vast bulk of beneficiaries, followed by the elderly. Not divorced moms.
MPJP June 3, 2012 at 10:51 pm
Sarah,
You stated you stayed at home and never worked while you raised your kids. You look at camp as a luxury. The fact is that mothers who have to work, even those that make only $50,000/yr have to use camps in the summer as a babysitter for ther kids. It isn't really a choice for them as it was for you. Their kids are out of public school so who is going to watch them all summer.? Camps are not free. Even camps at the YMCA are pricey. However, what other choice do they have? They don't get summers off and in CT we do not have year round public school. I think you are more out of touch than I am. I never said anything about country clubs. I just said that I know many mothers whose parents are paying for their children's college and camps as well as supplementing their housing costs because child support only covers the cost of food. How is that any different than alimony? The only difference is that instead of the father paying, the grandparents are getting stuck more often than not.
Cathy June 3, 2012 at 11:34 pm
Not every stay at home Mom has a law degree and belongs to a country club. Gee, wish I had your problems! Ha Ha!
Sarah Jancosek June 3, 2012 at 11:45 pm
Cathy ~ I think you miss my point. I do not have a law degree, nor do I belong to a country club, nor do I think, as MJPJ states, that it is a burden to "only" earn $50,000 a year. I was trying to make a larger point, namely, that alimony should serve as a bridge/transition to financial independence after a period of staying at home. There are in fact moms who DO have college, law and other post graduate degrees who are collecting lifetime alimony years and years after their children have left the nest and do not work - AT ALL. I fail to see how this is fair.
MPJP June 4, 2012 at 12:44 am
Sarah,
In CT you can't live on $50,000 as a single mother with ONLY child support. Yes there are mothers who are forced to do just that. And Yes those mothers are completely stressed out. Child support does not keep up with inflation, especially the price of oil and gas. I know mothers who have skipped meals so their kids could eat. Those are the mothers who do not have parents that are able to supplement their shelter expenses and they do not get alimony from their X. There are a lot of mothers struggling to make ends meet and the idea of saving for when they are elderly is not a possibility. You mentioned that the elderly are one of the biggest groups using food stamps. That group is going to grow if these single mothers do not save for their retirement which is impossible to do on $50,000/yr income. These same mothers were living a life of upper middle class (house with swimming pool)before their divorce but now they barely can make their rent and provide a home for their children. The mothers that are making it in that income bracket, are either receiving alimony or getting supplements from their parents.
David Conway June 4, 2012 at 01:13 am
There are a lot of fathers and mothers struggling to make ends meet, many after having lived a life of upper middle class, that is an economic reality for almost everyone. So why would you want to continue to support laws that keep divorced couples in court for a lifetime of litigation and continue to sap their few remaining resources.
MPJP June 4, 2012 at 01:54 pm
Elizabeth,
You can't reform alimony without reforming child support. They go hand and hand. Unallocated alimony is combined alimony and child support. Our child support guidelines end at age 18 while children are not self sufficient. Back in the 1950's they may have been able to get a factory job but those jobs are long gone. Child Support is more outdated than alimony but no one wants to talk about that. That is the real taboo. Children are not even allowed to have a drink of alcohol in this state until age 21. In MA their child support goes until age 23, why doesn't ours? If you only reform alimony and not child support then CT will have the worst divorce laws out of all the states. In addition the dollar amount of child support is way too low. It does not provide for a suitable home for the children, a basic need and it should. And it does not keep up with inflation (gas,oil) prices. You are going to have a lot of angry mothers out here if you reform one and not the other. Unlike MA our child support laws are WAY OUTDATED.
Elizabeth Benedict June 4, 2012 at 03:05 pm
Child support guidelines are reviewed every 4 years by the state legislature. Here's an FAQ about it. I imagine that private citizens can participate in this in some way. This is quite different from alimony, which is under no legislative imperatives to be reviewed. FYI: MA and Hawaii are the only 2 states that have C/S until 23. It's 18 or maybe older - though I think 18 - in nearly all the other states. http://www.cga.ct.gov/2009/rpt/2009-R-0410.htm
Elizabeth Benedict June 4, 2012 at 03:20 pm
PS RE child support: I should qualify my statement above: As of 2 years ago, MA and Hawaii were the only states with C/S going till 23. I have not looked at the surveys in a while. I may be off, but the vast majority of states end C/S at 18, and I believe that all C/S guidelines must be reviewed by the states every several years, because of Federal involvement in the process. Again, there is no such Federal involvement in alimony (except that it's tax deductible/taxable income), so legislatures are under no such pressure to review the laws.

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Creeky June 18, 2013 at 08:46 pm
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Thomas Paine June 18, 2013 at 10:21 pm
Creeky - For a dead guy, I try to keep busy: http://wilton.patch.com/blogs/thomas-paines-blog
Creeky June 18, 2013 at 10:59 pm
Thomas, you certainly do. I enjoyed "Outside the Box."
FHA Exposed June 18, 2013 at 01:51 pm
http://m.youtube.com/?reload=7&rdm=mokcsg2rc#/watch?v=Jcf0_3SA8xE
Creeky June 18, 2013 at 09:34 pm
Atticus, Ralph Arnone is next scheduled to appear in court on July 1st, at which point he isRead More expected to enter a plea. As an aside, one isn't supposed to go to bed and wake up still angry at the same thing, day in, day out, week in, week out, month in, month out... I'm not trying to give you a hard time. I care deeply about firefighters and I'm genuinely concerned about you. You were exposed to a lot of chemicals in your career. You may have some endocrine system damage or something causing an electrolyte disorder. This stuff starts out with things like joint pain and minor psychological implications but, it gets much, much worse. Get to the doc. Maybe you're just a spicy guy, maybe Ralph hurt you in some terrible way, or maybe you are sick and as a result, you'll be facing a much shortened a painful life. Honestly, I'm not trying to give you a hard time or pick a fight.